When most of us begin searching for the best deals to buy a car, whether new or used, we start by heading online. With the internet providing a wealth of information at our fingertips, finding the best deal has never been easier. From the latest information all in one place to easy online comparison tools that can help inform our decisions, there’s no shortage of places to help discover the best finance deals online.
However, with so much information available, it can be overwhelming to know where to start your research. With comparison websites that amalgamate the information and provide the best options in one place, finding a great car finance deal online can be simple. You might be wondering which of those sites are the best to consider though. We’ll review the best options available to help make the process easier.
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Best Car Finance Websites in the UK
1. CarMoney
User-friendly, low APR and easy-to-use dynamic HP and PCP calculators make CarMoney one of the leading car finance deal sites available. Offering transparency across a range of deals from car finance lenders in the UK, they amalgamate offers in one place, so you don’t need to search high and low. Free from bias, there’s just the facts to give you a clear choice in the options available so you can find the most suitable deal for the car you want. CarMoney will also take care of the paperwork for you, so you can go hassle-free.
2. Money Supermarket
Money Supermarket allows you to find the best car financing options available to you based on a number of key factors including credit history, income and more. They’ll search for suitable car loans using a wide range of partners and their car finance eligibility checker indicates your chance of being accepted, as well as the guaranteed rate, so you can review the facts and make a decision on which car finance deal is most suitable for you.
3. Confused.com
Confused.com helps break down the various car finance options based on what type is most suitable for your needs. As a broker, they can help you secure a financing plan that accommodates your lifestyle. You’ll be required to provide your details and unlike a number of less specific sites, they will show you the exact APR that you’ll be offered for your loan or hire purchase deal. Giving you the exact APR means you know what to expect and how to manage your budget making sure you get the best deal.
4. Money Saving Expert
Not a broker, but instead a useful resource for tips and guidance, Money Saving Expert can guide you through the ins and outs of securing a great car finance deal. If you’re looking for insight into how to find the best deals, as well as eligibility calculators that can help give indications of what to expect when you are ready to start applying for a loan, this is a handy resource.
5. Buyacar
Offering both a used car marketplace and brokerage for car financing deals, Buyacar is an all-in-one platform. With a range of filters that make it easy to search and find your next used car and apply for your financing deal in the same place, making the entire transaction easier. With APR starting from 6.9%, there are lower details available on other sites, but if it’s convenience you’re after, this one-place-for-everything service might be your preferred option.
6. USwitch
If you want a lot of information up front, then USwitch makes it easy to access the details you need. Simply fill in the required information and it will highlight the best deals so you can compare how they differ and find the most suitable option for you. With an easy to view breakdown that clearly shows the total repayment, any applicable fees, APR, and the monthly repayment cost, you can feel confident in comparing the different options with ease.
7. Go Compare
Whether you’re looking for a loan, hire purchase or PCP, Go Compare can make finding a deal easier. Providing a thorough explanation of the different types of financing options available, you can also access a free car finance eligibility checker to see how suitable various car finance deals are for you. With the tool having no effect on your credit score, it gives you an easy way to get a feel for what your options might look like when you’re ready to apply.
Check your next used car with CarGuide
Finding out the history of a used car is one of the best things you can do before purchasing. It will give you a better insight into the vehicle, covering everything from whether there is outstanding finance on the car or whether it was stolen to insurance write-off checks and upcoming repairs. A used car check from Car Guide gives you detailed insight into the vehicle with 30 days access.
Frequently Asked Questions
- CarMoney
- Money Supermarket
- Confused.com
- Money Saving Expert
- …
- Online selling platforms such as Facebook Marketplace, Gumtree or eBay
- Clocking
- Cloning
- Buying a car without a logbook
There are a number of common scams to watch out for when buying a used car. With the right research and a decent vehicle history check you will save yourself a headache. Find out more about buying a car here.
